2. Payment for the Program

The Program is a 12-month commitment between HeartCore and You. HeartCore agrees to provide the services described in Section 1 for 12 months, provided your membership remains active with payments. In exchange for these services, You agree to pay a $500 deposit and choose one of the following payment options:

Pay in Full: A single payment of$14,497, plus the$500 deposit. Payment Plan:A $500 deposit, followed by a payment plan. If HeartCore Business finances the investment, the total cost will be $18,000, with the first payment processed 15 days after the deposit and subsequent payments made every 15 days until the total balance is paid. If an outside lender finances the investment, the total cost and payment terms will be determined by the lender.

Payments are processed via automatic electronic debit to your specified credit card. All payments must be completed, including the deposit, regardless of your participation level in the program. If a payment is missed, we may charge any card on file until your account is current. Discounts offered after your purchase do not qualify you for a refund of the difference. Funding Exception: If you apply for funding and are not approved, we will refund your $500 deposit, and you will have no financial commitment to the program.

3. Cancellation of the Program.  By purchasing, you agree that ALL SALES ARE FINAL, and no refunds or modifications will be granted. You are committed to completing all payments. If a payment is missed and not corrected within 30 days, your access to the Program may be revoked, and your account will be deemed not in good standing. Unresolved accounts may be sent to collections, and no refunds will be given for unused portions. If you cancel within the 12-month commitment, you agree to pay a cancellation fee equal to any missed payments plus 50% of the remaining balance. At the end of the 12 months, the Program will automatically renew on a monthly basis unless you cancel in writing within 14 days of the commitment's end. For payment issues, contact customer service at billing@heartcorebusiness.com.

4. No Guaranteed Results / Warranties. You acknowledge that HeartCore has made no promises or guarantees regarding results, unless explicitly stated in writing as part of this Agreement. The Program provides concepts, tools, and principles related to business, marketing, and sales, but individual results will vary. Testimonials shared are not typical, and strategies may need to be adjusted or avoided in the future. All information should be carefully evaluated before making business decisions, and HeartCore is not responsible for the success or failure of your decisions. This Agreement supersedes all prior representations, and no changes are valid unless in writing and signed by both parties. The Program does not provide legal, tax, financial, or accounting advice.

5. Confidentiality. You agree that HeartCore’s methods, processes, and strategies are confidential and the exclusive property of HeartCore, protected by law. This includes all Program materials. You will keep the Program and its content confidential and will not share, duplicate, or distribute any part of it unless (i) it is part of the Program, (ii) required by legal process (with prompt notice to HeartCore), or (iii) it is publicly available by law. Any violation of this agreement may cause irreparable harm to HeartCore, and we may seek legal remedies, including injunctive relief and damages.

6. Termination from Program. You agree and accept that HeartCore may terminate You from the Program by providing You with written notice of termination if We determine in our discretion that You are conducting Yourself or Your business in a manner that is disparaging or disruptive to HeartCore, that infringes upon HeartCore’s intellectual property or other rights, or that violates the confidentiality provisions set forth in Section 5. Termination under this Section 6 does not constitute cancellation, and all payments under Section 2 shall immediately become due and payable upon termination. 

7. Use of Likeness. You agree that HeartCore may record, photograph, or capture your likeness, voice, and statements during the Program (excluding private coaching sessions) for its own use. You assign to HeartCore all rights to use these materials royalty-free for advertising, marketing, training, or any other lawful purpose.

8. Arbitration Agreement. You agree to first negotiate with HeartCore in good faith to resolve any disputes related to this agreement. If no resolution is reached within 15 days, you agree to submit the claim to binding arbitration with the American Arbitration Association (AAA) under its rules. You waive the right to litigate in court, have a jury trial, or participate in a class action against HeartCore. Arbitration will be held in Orange County, CA, and governed by California law. If any part of this arbitration clause is found invalid, the rest remains enforceable.

10. Entire Agreement. The terms of this Agreement constitute the entire agreement between HeartCore and You and supersede any prior or contemporaneous written, oral, or implied agreement related to the Program.